All of us will die. It is just a matter of time. Some will go sooner and some will go later. But at the end of the day, what matters is we have everything planned and covered for the people we will leave behind. It can be in the form of a will, life plan, memorial plan for our wake and burial or cremation. But it is also important to have insurance which can be used by our beneficiaries to…
A friend asked me one time how does she know the amount of money she needs upon retirement. I answered her, I am not an expert but it is really based on assumptions and then we came up with the scenario below. Assuming, I will retire by age of 65 I will spend 2,000S$ (roughly 66k Php) monthly or 24,000S$ (~ 792k Php) annually I will live until the age of 85 I don’t have any investment and no source…
In a way, we are our sabotaging ourselves from getting rich by having bad debt. Sometimes, having debt feels like we are in a bondage and we are left with little choices in pursuing our passion vs continuing with our mundane job. So, I want to share with you some tips to help you eliminate debt, especially bad debt due to consumables, which at the end of the end of the day will give us more freedom to choose how…
Last 30th Dec 2015, I had a chance to volunteer for TGFI’s Change for a Life Program. It was a very unusual morning which started with a few funny moments. The morning started with me having a rude awakening at 8am because I didn’t hear my alarm ring. I had to rush getting ready as I was supposed to meet up with my friend and fellow volunteer Jay at 8am at Tiendesitas. My parents, who are very supportive of all…