In order for us to achieve financial freedom or at least plan for our financial freedom, we need to look at how rich people save and spend their money. Obviously, we, the poor people, are missing something that’s why we are not rich or at the very least we have no inkling how to be rich. We all know how the poor people spend their money and their idea of saving because this is what we are used to. Poor…
Have you ever wondered when will your money double? Actually, when I started in my journey of saving via the BPI Direct Save-up I was only wondering how my money will grow given the measly interest rate? If you ask me how it will double, I really had no idea. In one seminar I attended, this exact question was discussed. Hearing the “Rule of 72”, the Engineer in me got curious and amazed how this rule was never shared in…
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I have opened my life to you in my past blog posts where I shared with you the story about how I was a spender almost all my life burying myself in credit card debts for consumables. I only started to get my act together and get a handle on my finances in Dec 2011. I am sure you can relate to me when I say the feeling of having debts is like having a ghost haunting you or like…