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Category: Saving

2017 52-week Challenge Template

2017 52-week Challenge Template

As we approach the end of the year, how is your 2016 52-week challenge?  Is it going well?Are you on-track?  Are you off-track?  What will you do differently for next year’s saving challenge? As early as now, I want to share with you the 2017 52-week challenge template as I anticipate things will be very hectic for me for the rest of the year. Scenario 1 is the original 52-week challenge starting from $1 on wk1 to $53 on wk53.  This works with…

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2016 52-week Challenge Template

2016 52-week Challenge Template

Before we enter the new year of 2016, I want to share with you the 2016 52-week challenge  template for your use starting on 1st January 2016. Scenario 1 is the original 52-week challenge starting from $1 on wk1 to $53 on wk53.  This works with SGD because at the end of the horizon you will have 1,431SGD or roughly 48k Php, depending on the exchange rate. Scenario 2 contains a multiplier (as shown above).  Just input the amount you want to…

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Budgeting – Where Do I Begin?

Budgeting – Where Do I Begin?

Clueless Newbie in Budgeting: Ok, I saw your blog last week about why I need to budget my money.  But then how do I start? My Answer: This is based on my own experience which may or may not work for you.   Do whatever works for you.  There is no right or wrong way.  You should know best how to handle your own money. 🙂 At the start, I had no idea how much money to allocate for anything.  I…

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Why, Oh Why do I Need to Budget?

Why, Oh Why do I Need to Budget?

Who?  Me?  Make A Budget?  Are you serious?! Why the heck do we need to budget? Most people hate to make a budget even just hearing the word budget makes them cringe.  Even I myself was not very enthusiastic in doing it at first but once you got the hang of it, you just look forward to doing it on a monthly basis.  It has come to the point that even if I have received my salary I will not…

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