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Category: Saving

Budgeting – Where Do I Begin?

Budgeting – Where Do I Begin?

Clueless Newbie in Budgeting: Ok, I saw your blog last week about why I need to budget my money.  But then how do I start? My Answer: This is based on my own experience which may or may not work for you.   Do whatever works for you.  There is no right or wrong way.  You should know best how to handle your own money. 🙂 At the start, I had no idea how much money to allocate for anything.  I…

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Why, Oh Why do I Need to Budget?

Why, Oh Why do I Need to Budget?

Who?  Me?  Make A Budget?  Are you serious?! Why the heck do we need to budget? Most people hate to make a budget even just hearing the word budget makes them cringe.  Even I myself was not very enthusiastic in doing it at first but once you got the hang of it, you just look forward to doing it on a monthly basis.  It has come to the point that even if I have received my salary I will not…

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Another Saving System – T. Harv Eker’s JARS Money Management System

Another Saving System – T. Harv Eker’s JARS Money Management System

Last Dec 2014, I started a series on savings, the definition of savings, the prosperity formula, why is saving important and started to share the different ways of saving like: Collecting Coins – Put all coins in a coin bank and deposit once full (Variation: choose largest coin amount like S$5) 52-week challenge inspired by a post from Facebook 12-month challenge Today, I will share with you T. Harv Eker’s JARS Money Management System from his book “Secrets of the…

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12-month Challenge Template

12-month Challenge Template

I hope you have taken the time to play around with the 52-week challenge template in my previous blog.  Let me know if something is off or if you have another scenario you want included.  At the end of the day, I created this template with scenarios to encourage more people to enjoy saving while at the same time creating the discipline. A reader requested if I can do a template showing monthly saving.  While I actually incorporate a few…

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