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Tag: Personal Finance

To Click or Not to Click?

To Click or Not to Click?

How would you feel when you receive this kind of email from your credit card company? A few years back, though I was a hard working employee with good to excellent performance, when it comes to handling my finances I was totally clueless. During that time, when I receive this kind of email from a bank I will feel happy and the first thought that comes into my mind is having instant cash (with background sound effects of “caching”).   As…

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Estate Tax = Death Tax: Burden of our Beneficiaries

Estate Tax = Death Tax: Burden of our Beneficiaries

All of us will die. It is just a matter of time. Some will go sooner and some will go later. But at the end of the day, what matters is we have everything planned and covered for the people we will leave behind. It can be in the form of a will, life plan, memorial plan for our wake and burial or cremation. But it is also important to have insurance which can be used by our beneficiaries to…

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Life’s What Ifs

Life’s What Ifs

In life, there are three kinds of “What Ifs” and I am sure at some point in your life you have experienced both of them.  We have to plan for the “What Ifs” of life. Photo courtesy of: http://zandas.net/what-if/ The first “What If” is looking back at your past and thinking what if you made a different decision or followed a different path, and maybe to some extent feel nostalgic or have some regrets. Can you imagine what your life will…

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3 Myths of Investing

3 Myths of Investing

Four years of investing in stocks and mutual funds may not be long but it has given me some insights which I want to share you with you.  Here are the 3 + 1 bonus myths of investing and the reality or truths based on my own investing journey. Photo courtesy of: www.tnooz.com Myth 1: Investing is only for the rich. Fact: Have you ever heard of the term “retail investor”? According to InvestorWords, “A retail investor is an individual who…

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